You can find many other reputable companies that offer this type of service by conducting an Internet search for credit monitoring services. Equifax is offering one free year of credit monitoring to all consumers, regardless of whether your personal information may have been stolen. Consider enrolling in a credit monitoring service.This alert warns creditors that you may be an identity theft victim, and they should take extra steps to verify that anyone seeking credit in your name is really you! Consider placing a fraud alert on your credit report files.Pay close attention to credit card and bank account statements for any unauthorized charges.Keep in mind that a credit freeze won’t prevent your creditors from reporting your payments on existing accounts to the credit bureaus. Also note that you can tell the credit bureaus to lift your credit freeze if you need to apply for new credit, which you can do for a particular credit application or temporarily for a chosen period of time. 12 that it will no longer charge $10 for a security freeze.) A credit freeze prevents lenders and others from accessing your credit information, making it much harder for someone to open a new account of any kind in your name ─ only your current creditors will be able to access your credit report. In most states, including Illinois, each credit bureau may charge you up to a $10 fee for a credit freeze. Consider placing a “credit freeze” on your credit reports with these companies. You can do this by visiting or by calling each of them by phone (Experian at 88, TransUnion at 80, and Equifax at 80). All consumers are entitled to obtain a free copy of their credit report from each of these companies every 12 months. Obtain your credit report every year from each of the three major credit bureaus ─ Equifax, Experian, and TransUnion.A general view of the Equifax building in Atlanta, Ga., Sept. The agency reported an estimated 143 million people could be affected. Below are additional steps that consumers should take. What to know about the Equifax data breach.
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